From Global Agritourism Network (GAN) North America Regional Meeting, May 2026.
Both care farming and agritourism are growing across North America—bringing new opportunities, but also increased exposure. Many operators assume their existing farm policies are sufficient, but gaps in coverage are common and often only discovered when it’s too late.
In this free meeting recording, two farm insurance specialists from Canada and the U.S. share insights that are helpful to both care farms and agritourism operations:
- Where operations are most commonly under-insured
- The types of incidents that lead to claims—and where coverage can fall short
Understanding on-farm risk and insurance will help ensure your operation is better aligned with the realities of hosting the public on your farm or ranch.
Q&A Timestamps:
- 44:37 — Is petting zoo insurance enough?
- 45:50 — We have insurance but unsure if it’s enough — should a nonprofit community garden be classified as agritourism?
- 47:21 — Difficulty finding liability insurance for agritourism after 4 years of trying
- 49:19 — Is there actuarial evidence available to assess whether an enterprise is worth the risk?
- 52:36 — Is the risk different feeding visitors your own produce vs. food from another source?
- 53:46 — What are 2–3 things an insurer wants to hear/see when writing a new policy for an affordable rate?
- 56:34 — Do liability waivers help? Are they worth having visitors sign?
- 58:05 — Is there data on insurance claims paid out for agritourism?
- 58:45 — Can you distinguish between product liability, general commercial liability, and agritourism liability insurance?
- 1:01:17 — Should umbrella policies be placed over general liability policies?
- 1:03:53 — How often should safety records be done?
- 1:05:12 — How do you mitigate risk for visitors in an open field?
- 1:06:08 — How does farm insurance interact with a landowner’s insurance when land is leased?
Hosted by the GAN North America Co-chairs: Scottie Jones (Oregon, USA) and Keleigh Cormier (Alberta, Canada)